Towergate Insurance

Tel: 0330 123 5329 Website: www.towergateinsurance.co.uk/care-and-medical-insurance
Kings Court, London Road, Stevenage SG1 2GA

Towergate have been providing bespoke Care and Medical Insurance for over 30 years.

Each policy is tailored to meet the unique needs of any care business. Care is at the core of what we do.

At Towergate we can cover your business for specific needs such as;

  • Care industry specific cover including infectious disease and medical malpractice cover
  • Business and contents cover with option to include buildings, personal accident, employee dishonesty, and more

You can speak with our care experts for a detailed requirement review and get the cover that’s right for your business.

Features of our care home insurance:

Types of care homes we cover

Care homes come in many shapes and cater for different service users. So if you care for the elderly or adults, with learning difficulties, mental health, dementia, or simply offer retirement home or supported living, we can provide specific insurance cover for you business.

Care specific cover

As well as the more standard business insurances the care industry face a set of unique risks which our care policies are designed to cover. These includes things like medical malpractice, infectious disease cover and protection against loss of registration. Our trained advisers are on hand to discuss your risks and cover your care home for all the risks you may face.

Flexible liability cover

While most policies will include public liability cover at £5 million as standard (our policy does this too) there are times when you may need to temporarily or permanently raise this limit to £10 million in order to tender for a public contract. We offer you flexible limits so you won’t miss out on quality contracts, or the chance to grow your business.

Features of our domiciliary care insurance

Types of domiciliary care we cover

Care services and their businesses come in all shapes and sizes, and cater to many different users – from self employed or private carers, to larger agencies. So whether you provide personal, nursing or night care, carer respite services, household and gardening duties or one of many other forms of care, we can offer a tailored insurance solution, specific to your industry, designed with your risks in mind.

Care specific cover

As well as the more standard business insurances the care industry face a set of unique risks which our care policies are designed to cover. These include things like medical malpractice insurance, infectious disease cover and protection against loss of registration. Our trained advisers are on hand to discuss your risks and cover your home care business for all the risks you may face.

Liability insurance for carers

Our domiciliary care policies, like most, will include public liability insurance for carers at £5 million as standard. However, there are times when you may need to temporarily or permanently raise this limit to £10 million in order to tender for a public contract. We offer you flexible limits so you won’t miss out on quality contracts, or the chance to grow your business.

HR solutions

As part of our care home insurance policy, we offer you access to a HR portal – Markel Law Hub. With access to fact sheets, legal documents, legal news and an employee handbook specifically designed for the care sector, Markel Law Hub offers guidance and information for any legal issues you may have. Whether you’re looking for advice for a potential problem or just want some facts on a certain topic, with our policy you will have access to this service 24-7 for the duration of your policy, meaning you will always have up to date documents and legislation for your business.

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